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Home Insurance Costs with Deductible Scenarios in Amherst, MA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Amherst, MA $347700 $898 $1,236
Pelham, MA $328100 $944 $1,299
Deerfield, MA $281800 $593 $816
South Deerfield, MA $288300 $848 $1,167
Shelburne, MA $257700 $785 $1,080
Hatfield, MA $285800 $842 $1,159
Warren, MA $205000 $581 $799
Franklin County, MA $226600 $698 $961
Huntington, MA $206400 $694 $954
Wendell, MA $206300 $694 $954

Impact of Coverage Amount on Home Insurance Cost In Amherst, MA

Coverage Amount Home Insurance Cost ($)
$100,000 $310
$200,000 $1,067
$300,000 $1,395
$400,000 $1,752
$500,000 $2,243
$750,000 to $1000,000 $2,593
Above $1000,000 $3,066


Amherst, MA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Amherst, MA Average Home Insurance Cost$1,251
State Average Home Insurance Cost$1,410
Difference Vs national Average27

Top Homeowners Insurance Companies in Amherst, MA

Insurance Provider Average Homeowners Insurance Cost($)
Liberty Mutual $1,247
Safety $1,087
Dorchester Mutual $881
State Farm $878

Amherst, MA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -175 1076
One Claim +63 1314
Two Claims +175 1426