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Home Insurance Costs with Deductible Scenarios in Barnstable County, MA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Barnstable County, MA $375000 $974 $1,341
Yarmouth, MA $317100 $651 $896
Eastham, MA $453400 $1395 $1,920
West Yarmouth, MA $279500 $589 $811
North Eastham, MA $451500 $1386 $1,908
East Harwich, MA $372100 $1073 $1,477
Wellfleet, MA $501300 $1534 $2,110
West Chatham, MA $572700 $1700 $2,340
Brewster, MA $432300 $708 $975
Provincetown, MA $511600 $1558 $2,144

Impact of Coverage Amount on Home Insurance Cost In Barnstable County, MA

Coverage Amount Home Insurance Cost ($)
$100,000 $303
$200,000 $1,093
$300,000 $1,457
$400,000 $1,789
$500,000 $2,290
$750,000 to $1000,000 $2,648
Above $1000,000 $3,131


Barnstable County, MA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Barnstable County, MA Average Home Insurance Cost$1,357.2
State Average Home Insurance Cost$1,410
Difference Vs national Average133.2

Top Homeowners Insurance Companies in Barnstable County, MA

Insurance Provider Average Homeowners Insurance Cost($)
Liberty Mutual $1,247
Safety $1,087
Dorchester Mutual $881
Citation $850

Barnstable County, MA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -190 1167
One Claim +95 1452
Two Claims +163 1520