Home Insurance Costs with Deductible Scenarios in Berkshire County, MA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Berkshire County, MA	$203300	$661	$910
New Ashford, MA	$286500	$844	$1,161
Hancock, MA	$248700	$768	$1,056
Chatham, NY	$262900	$729	$1,004
Sandisfield, MA	$296500	$866	$1,192
Lenox, MA	$350000	$714	$983
Stephentown, NY	$152100	$465	$640
Plainfield, MA	$241700	$755	$1,038
Egremont, MA	$344300	$988	$1,359
Washington, MA	$270900	$811	$1,115

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Impact of Coverage Amount on Home Insurance Cost In Berkshire County, MA

Coverage Amount	Home Insurance Cost ($)
$100,000	$406
$200,000	$1,296
$300,000	$1,814
$400,000	$2,278
$500,000	$2,916
$750,000 to $1000,000	$3,371
Above $1000,000	$3,987

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Berkshire County, MA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Berkshire County, MA Average Home Insurance Cost	$920.64
State Average Home Insurance Cost	$1,410
Difference Vs national Average	-303.36

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Top Homeowners Insurance Companies in Berkshire County, MA

Insurance Provider	Average Homeowners Insurance Cost($)
Allstate	$1,287
Safety	$1,087
Dorchester Mutual	$881
Arebella	$869

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Berkshire County, MA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-129	792
One Claim	+55	976
Two Claims	+129	1050

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