Home Insurance Costs with Deductible Scenarios in Franklin County, MA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Franklin County, MA	$226600	$698	$961
Vernon, VT	$230000	$572	$787
Hampshire County, MA	$272700	$757	$1,042
Hawley, MA	$226700	$728	$1,002
Pelham, MA	$328100	$944	$1,299
Leyden, MA	$264800	$798	$1,099
Deerfield, MA	$281800	$593	$816
Colrain, MA	$203500	$689	$947
South Amherst, MA	$309800	$898	$1,235
Guilford, VT	$248100	$591	$813

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Impact of Coverage Amount on Home Insurance Cost In Franklin County, MA

Coverage Amount	Home Insurance Cost ($)
$100,000	$353
$200,000	$1,220
$300,000	$1,775
$400,000	$2,085
$500,000	$2,669
$750,000 to $1000,000	$3,086
Above $1000,000	$3,649

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Franklin County, MA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Franklin County, MA Average Home Insurance Cost	$972.48
State Average Home Insurance Cost	$1,410
Difference Vs national Average	-251.52

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Top Homeowners Insurance Companies in Franklin County, MA

Insurance Provider	Average Homeowners Insurance Cost($)
Safety	$1,087
Preferred Insurance	$929
United	$906
Arebella	$869

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Franklin County, MA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-136	836
One Claim	+58	1031
Two Claims	+126	1099

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