Home Insurance Costs with Deductible Scenarios in Hampden County, MA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Hampden County, MA	$198500	$653	$899
North Amherst, MA	$376800	$696	$958
Thompsonville, CT	$176700	$587	$808
Chester, MA	$204800	$691	$950
Ludlow, MA	$224700	$609	$837
Holyoke, MA	$182700	$629	$866
Chicopee, MA	$175500	$619	$852
Hampden County, MA	$198500	$653	$899
Hatfield, MA	$285800	$842	$1,159
Stafford, CT	$189600	$614	$845

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Impact of Coverage Amount on Home Insurance Cost In Hampden County, MA

Coverage Amount	Home Insurance Cost ($)
$100,000	$388
$200,000	$1,323
$300,000	$1,893
$400,000	$2,263
$500,000	$2,897
$750,000 to $1000,000	$3,349
Above $1000,000	$3,960

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Hampden County, MA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Hampden County, MA Average Home Insurance Cost	$910.08
State Average Home Insurance Cost	$1,410
Difference Vs national Average	-313.92

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Top Homeowners Insurance Companies in Hampden County, MA

Insurance Provider	Average Homeowners Insurance Cost($)
Travelers	$1,124
Safety	$1,087
Dorchester Mutual	$881
Arebella	$869

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Hampden County, MA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-109	801
One Claim	+82	992
Two Claims	+109	1019

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