Home Insurance Costs with Deductible Scenarios in Hampshire County, MA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Hampshire County, MA	$272700	$757	$1,042
Southampton, MA	$319800	$656	$903
North Amherst, MA	$376800	$696	$958
Shutesbury, MA	$283300	$837	$1,152
Russell, MA	$216000	$709	$976
Springfield, MA	$148600	$586	$806
Franklin County, MA	$226600	$698	$961
Easthampton Town, MA	$243200	$636	$876
Deerfield, MA	$281800	$593	$816
Turners Falls, MA	$190600	$668	$920

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Impact of Coverage Amount on Home Insurance Cost In Hampshire County, MA

Coverage Amount	Home Insurance Cost ($)
$100,000	$417
$200,000	$1,187
$300,000	$1,494
$400,000	$1,892
$500,000	$2,422
$750,000 to $1000,000	$2,800
Above $1000,000	$3,311

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Hampshire County, MA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Hampshire County, MA Average Home Insurance Cost	$1,054.62
State Average Home Insurance Cost	$1,410
Difference Vs national Average	-169.38

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Top Homeowners Insurance Companies in Hampshire County, MA

Insurance Provider	Average Homeowners Insurance Cost($)
Allstate	$1,287
Preferred Insurance	$929
Dorchester Mutual	$881
State Farm	$878

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Hampshire County, MA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-137	918
One Claim	+63	1118
Two Claims	+148	1202

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