Home Insurance Costs with Deductible Scenarios in Springfield, MA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Springfield, MA	$148600	$586	$806
Russell, MA	$216000	$709	$976
East Longmeadow, MA	$256500	$657	$905
Agawam Town, MA	$223300	$607	$835
Hatfield, MA	$285800	$842	$1,159
Stafford, CT	$189600	$614	$845
South Hadley, MA	$233100	$621	$854
Montgomery, MA	$284600	$839	$1,155
Palmer Town, MA	$188600	$558	$769
Somers, CT	$308500	$692	$952

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Impact of Coverage Amount on Home Insurance Cost In Springfield, MA

Coverage Amount	Home Insurance Cost ($)
$100,000	$654
$200,000	$1,742
$300,000	$2,229
$400,000	$2,712
$500,000	$3,471
$750,000 to $1000,000	$4,014
Above $1000,000	$4,746

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Springfield, MA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Springfield, MA Average Home Insurance Cost	$815.77
State Average Home Insurance Cost	$1,410
Difference Vs national Average	-408.23

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Top Homeowners Insurance Companies in Springfield, MA

Insurance Provider	Average Homeowners Insurance Cost($)
Allstate	$1,287
Preferred Insurance	$929
Dorchester Mutual	$881
State Farm	$878

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Springfield, MA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-106	710
One Claim	+73	889
Two Claims	+106	922

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