Home Insurance Costs with Deductible Scenarios in Westfield, MA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Westfield, MA	$220500	$689	$948
Granby, MA	$262300	$666	$917
Williamsburg, MA	$268100	$805	$1,108
Granby, CT	$296800	$676	$930
Montgomery, MA	$284600	$839	$1,155
East Granby, CT	$288000	$664	$913
Enfield, CT	$185000	$691	$950
Granville, MA	$269000	$807	$1,111
Otis, MA	$258700	$786	$1,082
Sherwood Manor, CT	$194400	$623	$857

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Impact of Coverage Amount on Home Insurance Cost In Westfield, MA

Coverage Amount	Home Insurance Cost ($)
$100,000	$515
$200,000	$1,370
$300,000	$1,717
$400,000	$2,216
$500,000	$2,836
$750,000 to $1000,000	$3,280
Above $1000,000	$3,878

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Westfield, MA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Westfield, MA Average Home Insurance Cost	$959.04
State Average Home Insurance Cost	$1,410
Difference Vs national Average	-264.96

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Top Homeowners Insurance Companies in Westfield, MA

Insurance Provider	Average Homeowners Insurance Cost($)
Allstate	$1,287
Liberty Mutual	$1,247
Travelers	$1,124
Preferred Insurance	$929

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Westfield, MA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-134	825
One Claim	+48	1007
Two Claims	+125	1084

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